Call reports 2023
TWIN VALLEY BANK, THE — 2023
What TWIN VALLEY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 120,933,000 | 123,948,000 | 123,988,000 | 126,369,000 |
| Total loans | 69,526,000 | 70,870,000 | 73,549,000 | 76,554,000 |
| Allowance for loan losses | 667,000 | 674,000 | 682,000 | 701,000 |
| Securities available for sale | 35,181,000 | 35,001,000 | 35,351,000 | 36,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,756,000 | 117,604,000 | 117,939,000 | 118,843,000 |
| Interest-bearing deposits | 95,764,000 | 98,093,000 | 98,729,000 | 99,258,000 |
| Noninterest-bearing deposits | 18,992,000 | 19,511,000 | 19,210,000 | 19,585,000 |
| Equity capital | 5,909,000 | 5,976,000 | 5,594,000 | 6,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,202,000 | 2,506,000 | 3,887,000 | 5,331,000 |
| Interest expense | 183,000 | 415,000 | 700,000 | 1,032,000 |
| Net interest income | 1,019,000 | 2,091,000 | 3,187,000 | 4,299,000 |
| Noninterest income | 88,000 | 175,000 | 271,000 | 361,000 |
| Noninterest expense | 815,000 | 1,651,000 | 2,510,000 | 3,411,000 |
| Provision for loan losses | 7,000 | 14,000 | 21,000 | 36,000 |
| Pretax income | 283,000 | 599,000 | 925,000 | 1,211,000 |
| Income tax | 39,000 | 89,000 | 140,000 | 192,000 |
| Net income | 244,000 | 510,000 | 785,000 | 1,019,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,998,000 | 10,163,000 | 10,438,000 | 10,548,000 |
| Total capital | 10,665,000 | 10,837,000 | 11,120,000 | 11,249,000 |
| Risk-weighted assets | 78,244,000 | 79,257,000 | 81,358,000 | 80,858,000 |