Call reports 2022
TWIN VALLEY BANK, THE — 2022
What TWIN VALLEY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 115,843,000 | 116,531,000 | 119,608,000 | 117,909,000 |
| Total loans | 60,866,000 | 62,076,000 | 66,122,000 | 67,084,000 |
| Allowance for loan losses | 403,000 | 418,000 | 434,000 | 449,000 |
| Securities available for sale | 39,295,000 | 38,684,000 | 38,840,000 | 39,785,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,238,000 | 110,979,000 | 114,418,000 | 111,916,000 |
| Interest-bearing deposits | 90,959,000 | 92,851,000 | 94,689,000 | 93,427,000 |
| Noninterest-bearing deposits | 17,279,000 | 18,128,000 | 19,729,000 | 18,489,000 |
| Equity capital | 7,392,000 | 5,355,000 | 4,947,000 | 5,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,860,000 | 2,936,000 | 4,107,000 |
| Interest expense | 82,000 | 161,000 | 245,000 | 368,000 |
| Net interest income | 818,000 | 1,699,000 | 2,691,000 | 3,739,000 |
| Noninterest income | 83,000 | 169,000 | 260,000 | 345,000 |
| Noninterest expense | 757,000 | 1,510,000 | 2,298,000 | 3,091,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 129,000 | 328,000 | 608,000 | 933,000 |
| Income tax | 13,000 | 38,000 | 78,000 | 126,000 |
| Net income | 116,000 | 290,000 | 530,000 | 807,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,430,000 | 9,521,000 | 9,761,000 | 9,924,000 |
| Total capital | 9,833,000 | 9,939,000 | 10,195,000 | 10,373,000 |
| Risk-weighted assets | 70,501,000 | 73,104,000 | 76,078,000 | 76,325,000 |