Call reports 2021
TWIN VALLEY BANK, THE — 2021
What TWIN VALLEY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 104,170,000 | 112,447,000 | 115,417,000 | 114,441,000 |
| Total loans | 63,600,000 | 62,175,000 | 59,480,000 | 60,991,000 |
| Allowance for loan losses | 393,000 | 409,000 | 376,000 | 388,000 |
| Securities available for sale | 30,828,000 | 38,752,000 | 44,809,000 | 42,951,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,931,000 | 102,425,000 | 105,029,000 | 104,530,000 |
| Interest-bearing deposits | 78,796,000 | 85,713,000 | 87,643,000 | 88,264,000 |
| Noninterest-bearing deposits | 16,135,000 | 16,712,000 | 17,386,000 | 16,266,000 |
| Equity capital | 8,586,000 | 9,062,000 | 9,489,000 | 9,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,264,000 | 2,730,000 | 3,779,000 | 4,738,000 |
| Interest expense | 99,000 | 192,000 | 284,000 | 374,000 |
| Net interest income | 1,165,000 | 2,538,000 | 3,495,000 | 4,364,000 |
| Noninterest income | 83,000 | 167,000 | 259,000 | 347,000 |
| Noninterest expense | 829,000 | 1,709,000 | 2,416,000 | 3,159,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 672,000 | 1,234,000 | 1,561,000 | 1,760,000 |
| Income tax | 126,000 | 225,000 | 273,000 | 313,000 |
| Net income | 546,000 | 1,009,000 | 1,288,000 | 1,447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,595,000 | 8,980,000 | 9,259,000 | 9,314,000 |
| Total capital | — | — | 9,635,000 | 9,702,000 |
| Risk-weighted assets | — | — | 67,426,000 | 68,012,000 |