Call reports 2019
TWIN VALLEY BANK, THE — 2019
What TWIN VALLEY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 72,277,000 | 76,945,000 | 79,473,000 | 81,059,000 |
| Total loans | 49,413,000 | 52,206,000 | 51,791,000 | 55,647,000 |
| Allowance for loan losses | 294,000 | 296,000 | 365,000 | 328,000 |
| Securities available for sale | 12,990,000 | 11,848,000 | 14,998,000 | 15,212,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,668,000 | 64,988,000 | 67,410,000 | 69,058,000 |
| Interest-bearing deposits | 54,199,000 | 57,779,000 | 59,061,000 | 60,519,000 |
| Noninterest-bearing deposits | 6,469,000 | 7,209,000 | 8,349,000 | 8,539,000 |
| Equity capital | 7,457,000 | 7,727,000 | 7,778,000 | 7,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 758,000 | 1,590,000 | 2,441,000 | 3,325,000 |
| Interest expense | 117,000 | 267,000 | 424,000 | 585,000 |
| Net interest income | 641,000 | 1,323,000 | 2,017,000 | 2,740,000 |
| Noninterest income | 64,000 | 138,000 | 218,000 | 288,000 |
| Noninterest expense | 591,000 | 1,153,000 | 1,765,000 | 2,387,000 |
| Provision for loan losses | 15,000 | 30,000 | 240,000 | 310,000 |
| Pretax income | 108,000 | 276,000 | 442,000 | 543,000 |
| Income tax | 6,000 | 23,000 | 40,000 | 51,000 |
| Net income | 102,000 | 253,000 | 402,000 | 492,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,420,000 | 7,494,000 | 7,642,000 | 7,636,000 |
| Total capital | 7,714,000 | 7,790,000 | 8,007,000 | 7,964,000 |
| Risk-weighted assets | 51,927,000 | 54,600,000 | 55,471,000 | 59,058,000 |