Call reports 2018
TWIN VALLEY BANK, THE — 2018
What TWIN VALLEY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 66,475,000 | 67,371,000 | 68,747,000 | 67,225,000 |
| Total loans | 44,162,000 | 45,715,000 | 46,060,000 | 47,617,000 |
| Allowance for loan losses | 324,000 | 304,000 | 281,000 | 285,000 |
| Securities available for sale | 1,801,000 | 1,680,000 | 1,583,000 | 13,203,000 |
| Securities held to maturity | 11,466,000 | 11,715,000 | 13,070,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,766,000 | 58,591,000 | 59,814,000 | 58,333,000 |
| Interest-bearing deposits | 51,045,000 | 51,755,000 | 51,986,000 | 51,233,000 |
| Noninterest-bearing deposits | 6,721,000 | 6,836,000 | 7,828,000 | 7,100,000 |
| Equity capital | 7,034,000 | 7,094,000 | 7,185,000 | 7,259,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,336,000 | 2,043,000 | 2,786,000 |
| Interest expense | 75,000 | 160,000 | 257,000 | 357,000 |
| Net interest income | 576,000 | 1,176,000 | 1,786,000 | 2,429,000 |
| Noninterest income | 66,000 | 178,000 | 243,000 | 316,000 |
| Noninterest expense | 628,000 | 1,187,000 | 1,761,000 | 2,326,000 |
| Provision for loan losses | 19,000 | 38,000 | 44,000 | 54,000 |
| Pretax income | -5,000 | 129,000 | 224,000 | 365,000 |
| Income tax | -15,000 | -3,000 | 2,000 | 14,000 |
| Net income | 10,000 | 132,000 | 222,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,122,000 | 7,186,000 | 7,275,000 | 7,317,000 |
| Total capital | 7,446,000 | 7,490,000 | 7,556,000 | 7,602,000 |
| Risk-weighted assets | 45,919,000 | 47,009,000 | 47,697,000 | 49,118,000 |