Call reports 2017
TWIN VALLEY BANK, THE — 2017
What TWIN VALLEY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 62,442,000 | 64,289,000 | 66,591,000 | 66,792,000 |
| Total loans | 41,338,000 | 43,302,000 | 43,903,000 | 45,258,000 |
| Allowance for loan losses | 319,000 | 327,000 | 333,000 | 331,000 |
| Securities available for sale | 2,314,000 | 2,197,000 | 2,064,000 | 1,923,000 |
| Securities held to maturity | 11,306,000 | 11,288,000 | 11,272,000 | 11,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,836,000 | 55,657,000 | 57,834,000 | 58,053,000 |
| Interest-bearing deposits | 46,019,000 | 48,169,000 | 49,713,000 | 49,613,000 |
| Noninterest-bearing deposits | 7,817,000 | 7,488,000 | 8,121,000 | 8,440,000 |
| Equity capital | 6,953,000 | 6,976,000 | 7,059,000 | 7,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,245,000 | 1,903,000 | 2,578,000 |
| Interest expense | 56,000 | 119,000 | 181,000 | 254,000 |
| Net interest income | 546,000 | 1,126,000 | 1,722,000 | 2,324,000 |
| Noninterest income | 65,000 | 130,000 | 200,000 | 269,000 |
| Noninterest expense | 521,000 | 1,087,000 | 1,652,000 | 2,198,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 45,000 |
| Pretax income | 82,000 | 154,000 | 247,000 | 350,000 |
| Income tax | 7,000 | 8,000 | 15,000 | 22,000 |
| Net income | 75,000 | 146,000 | 232,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,004,000 | 7,018,000 | 7,101,000 | 7,112,000 |
| Total capital | 7,323,000 | 7,345,000 | 7,434,000 | 7,443,000 |
| Risk-weighted assets | 43,838,000 | 45,113,000 | 45,950,000 | 46,601,000 |