Call reports 2016
TWIN VALLEY BANK, THE — 2016
What TWIN VALLEY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 57,513,000 | 57,980,000 | 59,256,000 | 61,130,000 |
| Total loans | 40,128,000 | 39,578,000 | 40,580,000 | 40,488,000 |
| Allowance for loan losses | 267,000 | 286,000 | 302,000 | 311,000 |
| Securities available for sale | 660,000 | 1,829,000 | 1,704,000 | 2,080,000 |
| Securities held to maturity | 8,937,000 | 8,925,000 | 8,908,000 | 9,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,084,000 | 49,480,000 | 50,664,000 | 52,573,000 |
| Interest-bearing deposits | 42,392,000 | 42,325,000 | 42,569,000 | 44,529,000 |
| Noninterest-bearing deposits | 6,692,000 | 7,155,000 | 8,095,000 | 8,044,000 |
| Equity capital | 6,783,000 | 6,833,000 | 6,901,000 | 6,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 579,000 | 1,165,000 | 1,747,000 | 2,333,000 |
| Interest expense | 49,000 | 102,000 | 155,000 | 215,000 |
| Net interest income | 530,000 | 1,063,000 | 1,592,000 | 2,118,000 |
| Noninterest income | 75,000 | 170,000 | 237,000 | 300,000 |
| Noninterest expense | 481,000 | 966,000 | 1,468,000 | 1,960,000 |
| Provision for loan losses | 17,000 | 35,000 | 50,000 | 60,000 |
| Pretax income | 107,000 | 232,000 | 311,000 | 398,000 |
| Income tax | 18,000 | 39,000 | 47,000 | 51,000 |
| Net income | 89,000 | 193,000 | 264,000 | 347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,813,000 | 6,860,000 | 6,931,000 | 6,930,000 |
| Total capital | 7,080,000 | 7,146,000 | 7,233,000 | 7,241,000 |
| Risk-weighted assets | 41,223,000 | 40,750,000 | 41,745,000 | 42,294,000 |