Call reports 2025
OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2025
What OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 982,425,000 | 1,004,703,000 | 1,021,854,000 | 1,026,095,000 |
| Total loans | 852,374,000 | 853,822,000 | 862,108,000 | 867,279,000 |
| Allowance for loan losses | 5,237,000 | 5,217,000 | 5,289,000 | 5,302,000 |
| Securities available for sale | 55,423,000 | 54,435,000 | 53,296,000 | 62,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 704,987,000 | 718,573,000 | 716,633,000 | 732,850,000 |
| Interest-bearing deposits | 640,559,000 | 658,264,000 | 641,773,000 | 655,151,000 |
| Noninterest-bearing deposits | 64,428,000 | 60,309,000 | 74,860,000 | 77,699,000 |
| Equity capital | 114,422,000 | 115,168,000 | 116,023,000 | 116,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,687,000 | 21,564,000 | 32,658,000 | 43,830,000 |
| Interest expense | 5,162,000 | 10,415,000 | 15,589,000 | 20,641,000 |
| Net interest income | 5,525,000 | 11,149,000 | 17,069,000 | 23,189,000 |
| Noninterest income | 669,000 | 1,229,000 | 1,741,000 | 2,284,000 |
| Noninterest expense | 4,904,000 | 10,603,000 | 16,354,000 | 22,380,000 |
| Provision for loan losses | 99,000 | 81,000 | 152,000 | 178,000 |
| Pretax income | 1,192,000 | 1,696,000 | 2,306,000 | 2,923,000 |
| Income tax | 164,000 | 228,000 | 313,000 | 400,000 |
| Net income | 1,028,000 | 1,468,000 | 1,993,000 | 2,523,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,743,000 | 118,183,000 | 118,708,000 | 119,237,000 |