Call reports 2016
OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2016
What OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 592,452,000 | 581,299,000 | 586,954,000 | 596,685,000 |
| Total loans | 423,515,000 | 435,602,000 | 441,461,000 | 440,748,000 |
| Allowance for loan losses | 1,101,000 | 1,202,000 | 1,202,000 | 1,207,000 |
| Securities available for sale | 81,361,000 | 71,995,000 | 66,945,000 | 60,249,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,430,000 | 463,256,000 | 468,062,000 | 478,004,000 |
| Interest-bearing deposits | 452,486,000 | 447,661,000 | 450,186,000 | 457,138,000 |
| Noninterest-bearing deposits | 21,944,000 | 15,595,000 | 17,876,000 | 20,866,000 |
| Equity capital | 90,350,000 | 91,325,000 | 92,011,000 | 91,786,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,216,000 | 10,599,000 | 16,022,000 | 21,474,000 |
| Interest expense | 812,000 | 1,563,000 | 2,293,000 | 3,013,000 |
| Net interest income | 4,404,000 | 9,036,000 | 13,729,000 | 18,461,000 |
| Noninterest income | 293,000 | 542,000 | 867,000 | 1,241,000 |
| Noninterest expense | 4,058,000 | 7,978,000 | 11,893,000 | 15,962,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 150,000 |
| Pretax income | 539,000 | 1,502,000 | 2,605,000 | 3,612,000 |
| Income tax | 122,000 | 391,000 | 706,000 | 992,000 |
| Net income | 417,000 | 1,111,000 | 1,899,000 | 2,620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,155,000 | 90,849,000 | 91,636,000 | 92,360,000 |
| Total capital | 91,256,000 | 92,051,000 | 92,838,000 | 93,612,000 |
| Risk-weighted assets | 340,712,000 | 348,623,000 | 351,060,000 | 352,562,000 |