Call reports 2015
OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION — 2015
What OLYMPIA FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 579,128,000 | 576,399,000 | 580,754,000 | 585,509,000 |
| Total loans | 403,638,000 | 416,052,000 | 416,727,000 | 422,291,000 |
| Allowance for loan losses | 1,159,000 | 1,118,000 | 1,102,000 | 1,052,000 |
| Securities available for sale | 96,742,000 | 92,255,000 | 87,818,000 | 83,302,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 463,746,000 | 462,105,000 | 464,793,000 | 469,453,000 |
| Interest-bearing deposits | 450,780,000 | 449,524,000 | 449,550,000 | 453,541,000 |
| Noninterest-bearing deposits | 12,966,000 | 12,581,000 | 15,243,000 | 15,912,000 |
| Equity capital | 87,403,000 | 87,698,000 | 89,021,000 | 89,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,002,000 | 10,220,000 | 15,512,000 | 20,840,000 |
| Interest expense | 816,000 | 1,694,000 | 2,574,000 | 3,436,000 |
| Net interest income | 4,186,000 | 8,526,000 | 12,938,000 | 17,404,000 |
| Noninterest income | 282,000 | 647,000 | 887,000 | 1,188,000 |
| Noninterest expense | 3,608,000 | 7,243,000 | 10,812,000 | 14,625,000 |
| Provision for loan losses | 217,000 | 217,000 | 217,000 | 317,000 |
| Pretax income | 643,000 | 1,713,000 | 2,796,000 | 3,650,000 |
| Income tax | 160,000 | 462,000 | 770,000 | 1,001,000 |
| Net income | 483,000 | 1,251,000 | 2,026,000 | 2,649,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,572,000 | 88,339,000 | 89,115,000 | 89,738,000 |
| Total capital | 88,731,000 | 89,457,000 | 90,218,000 | 90,790,000 |
| Risk-weighted assets | 325,209,000 | 336,168,000 | 340,236,000 | 343,789,000 |