Call reports 2021
OUR COMMUNITY BANK — 2021
What OUR COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Total assets | 74,939,000 | 74,163,000 |
| Total loans | 48,372,000 | 45,044,000 |
| Allowance for loan losses | 542,000 | 543,000 |
| Securities available for sale | 5,472,000 | 3,711,000 |
| Securities held to maturity | 0 | 5,015,000 |
| Trading assets | 0 | 0 |
| Total deposits | 59,413,000 | 58,720,000 |
| Interest-bearing deposits | 43,955,000 | 42,757,000 |
| Noninterest-bearing deposits | 15,458,000 | 15,963,000 |
| Equity capital | 7,739,000 | 7,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Interest income | 730,000 | 1,421,000 |
| Interest expense | 101,000 | 194,000 |
| Net interest income | 629,000 | 1,227,000 |
| Noninterest income | 136,000 | 280,000 |
| Noninterest expense | 618,000 | 1,235,000 |
| Provision for loan losses | 10,000 | 10,000 |
| Pretax income | 137,000 | 262,000 |
| Income tax | 7,000 | 35,000 |
| Net income | 130,000 | 227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 |
|---|---|---|
| Tier 1 capital | 7,738,000 | 7,737,000 |