Call reports 2017
OUR COMMUNITY BANK — 2017
What OUR COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 69,679,000 | 68,999,000 | 68,929,000 | 69,745,000 |
| Total loans | 46,611,000 | 47,714,000 | 49,264,000 | 50,588,000 |
| Allowance for loan losses | 467,000 | 469,000 | 483,000 | 461,000 |
| Securities available for sale | 12,616,000 | 12,125,000 | 11,766,000 | 11,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,178,000 | 50,424,000 | 50,307,000 | 51,162,000 |
| Interest-bearing deposits | 44,263,000 | 41,750,000 | 41,388,000 | 42,422,000 |
| Noninterest-bearing deposits | 8,915,000 | 8,674,000 | 8,919,000 | 8,740,000 |
| Equity capital | 8,253,000 | 8,365,000 | 8,382,000 | 8,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 779,000 | 1,578,000 | 2,353,000 | 3,146,000 |
| Interest expense | 106,000 | 216,000 | 326,000 | 447,000 |
| Net interest income | 673,000 | 1,362,000 | 2,027,000 | 2,699,000 |
| Noninterest income | 105,000 | 211,000 | 295,000 | 381,000 |
| Noninterest expense | 662,000 | 1,355,000 | 1,973,000 | 2,637,000 |
| Provision for loan losses | 20,000 | 40,000 | 55,000 | 65,000 |
| Pretax income | 96,000 | 178,000 | 294,000 | 378,000 |
| Income tax | -2,000 | -14,000 | -10,000 | -14,000 |
| Net income | 98,000 | 192,000 | 304,000 | 392,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,308,000 | 8,356,000 | 8,373,000 | 8,402,000 |
| Total capital | 8,775,000 | 8,825,000 | 8,856,000 | 8,863,000 |
| Risk-weighted assets | 38,155,000 | 38,466,000 | 38,816,000 | 40,816,000 |