Call reports 2015
TETON BANKS — 2015
What TETON BANKS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 200,228,000 | 210,767,000 | 207,747,000 | 217,452,000 |
| Total loans | 109,991,000 | 111,786,000 | 117,206,000 | 112,565,000 |
| Allowance for loan losses | 1,482,000 | 1,000 | 67,000 | 155,000 |
| Securities available for sale | 36,203,000 | 34,468,000 | 32,984,000 | 33,394,000 |
| Securities held to maturity | 4,550,000 | 4,523,000 | 4,283,000 | 4,963,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,762,000 | 183,641,000 | 179,236,000 | 189,795,000 |
| Interest-bearing deposits | 125,318,000 | 143,172,000 | 136,922,000 | 143,777,000 |
| Noninterest-bearing deposits | 42,444,000 | 40,469,000 | 42,314,000 | 46,018,000 |
| Equity capital | 28,446,000 | 23,559,000 | 24,944,000 | 24,318,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,877,000 | 403,000 | 2,532,000 | 4,647,000 |
| Interest expense | 245,000 | 50,000 | 164,000 | 260,000 |
| Net interest income | 1,632,000 | 353,000 | 2,368,000 | 4,387,000 |
| Noninterest income | 235,000 | 63,000 | 299,000 | 549,000 |
| Noninterest expense | 904,000 | 196,000 | 1,197,000 | 2,468,000 |
| Provision for loan losses | 0 | 0 | 64,000 | 160,000 |
| Pretax income | 963,000 | 220,000 | 1,406,000 | 2,308,000 |
| Income tax | 342,000 | 0 | 0 | 0 |
| Net income | 621,000 | 220,000 | 1,406,000 | 2,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,249,000 | 17,178,000 | 18,394,000 | 17,979,000 |
| Total capital | 29,731,000 | 17,179,000 | 18,461,000 | 18,134,000 |
| Risk-weighted assets | 130,452,000 | 131,987,000 | 137,347,000 | 134,753,000 |