Call reports 2018
FIRST STATE BANK OF CLEARBROOK — 2018
What FIRST STATE BANK OF CLEARBROOK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Total assets | 50,548,000 | 49,386,000 | 47,802,000 |
| Total loans | 22,850,000 | 23,916,000 | 24,084,000 |
| Allowance for loan losses | 34,000 | 72,000 | 89,000 |
| Securities available for sale | 15,194,000 | 14,394,000 | 13,809,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 44,501,000 | 42,438,000 | 40,622,000 |
| Interest-bearing deposits | 35,929,000 | 34,818,000 | 32,315,000 |
| Noninterest-bearing deposits | 8,572,000 | 7,620,000 | 8,307,000 |
| Equity capital | 5,698,000 | 5,778,000 | 5,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Interest income | 424,000 | 870,000 | 1,317,000 |
| Interest expense | 17,000 | 38,000 | 83,000 |
| Net interest income | 407,000 | 832,000 | 1,234,000 |
| Noninterest income | 41,000 | 88,000 | 137,000 |
| Noninterest expense | 322,000 | 639,000 | 904,000 |
| Provision for loan losses | 34,000 | 72,000 | 89,000 |
| Pretax income | 92,000 | 209,000 | 378,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 92,000 | 209,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 |
|---|---|---|---|
| Tier 1 capital | 4,439,000 | 4,556,000 | 4,725,000 |
| Total capital | 4,473,000 | 4,628,000 | 4,814,000 |
| Risk-weighted assets | 29,429,000 | 30,059,000 | 29,897,000 |