Call reports 2017
FIRST STATE BANK OF CLEARBROOK — 2017
What FIRST STATE BANK OF CLEARBROOK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 50,299,000 | 48,318,000 | 49,583,000 | 51,693,000 |
| Total loans | 22,357,000 | 22,724,000 | 23,674,000 | 23,427,000 |
| Allowance for loan losses | 250,000 | 250,000 | 243,000 | 0 |
| Securities available for sale | 15,617,000 | 15,267,000 | 14,735,000 | 14,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,791,000 | 43,576,000 | 44,708,000 | 45,527,000 |
| Interest-bearing deposits | 37,667,000 | 36,262,000 | 36,259,000 | 36,690,000 |
| Noninterest-bearing deposits | 8,124,000 | 7,314,000 | 8,449,000 | 8,837,000 |
| Equity capital | 4,197,000 | 4,347,000 | 4,453,000 | 5,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 801,000 | 1,215,000 | 93,000 |
| Interest expense | 24,000 | 53,000 | 82,000 | 5,000 |
| Net interest income | 373,000 | 748,000 | 1,133,000 | 88,000 |
| Noninterest income | 52,000 | 100,000 | 151,000 | 7,000 |
| Noninterest expense | 297,000 | 665,000 | 948,000 | 80,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 128,000 | 183,000 | 336,000 | 15,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 128,000 | 183,000 | 336,000 | 15,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,228,000 | 4,251,000 | 4,370,000 | 4,468,000 |
| Total capital | 4,478,000 | 4,501,000 | 4,613,000 | 4,468,000 |
| Risk-weighted assets | 27,386,000 | 27,370,000 | 28,410,000 | 28,926,000 |