Call reports 2015
FIRST STATE BANK OF CLEARBROOK — 2015
What FIRST STATE BANK OF CLEARBROOK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,044,000 | 47,352,000 | 48,228,000 | 49,176,000 |
| Total loans | 20,139,000 | 21,051,000 | 21,817,000 | 22,621,000 |
| Allowance for loan losses | 248,000 | 248,000 | 249,000 | 249,000 |
| Securities available for sale | 17,163,000 | 15,914,000 | 16,190,000 | 17,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,719,000 | 43,161,000 | 43,697,000 | 42,279,000 |
| Interest-bearing deposits | 32,928,000 | 35,010,000 | 35,955,000 | 33,813,000 |
| Noninterest-bearing deposits | 9,791,000 | 8,151,000 | 7,742,000 | 8,466,000 |
| Equity capital | 3,985,000 | 3,831,000 | 4,134,000 | 4,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 379,000 | 759,000 | 1,147,000 | 1,555,000 |
| Interest expense | 22,000 | 45,000 | 69,000 | 94,000 |
| Net interest income | 357,000 | 714,000 | 1,078,000 | 1,461,000 |
| Noninterest income | 52,000 | 101,000 | 159,000 | 211,000 |
| Noninterest expense | 275,000 | 567,000 | 851,000 | 1,143,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 134,000 | 248,000 | 389,000 | 532,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 134,000 | 248,000 | 389,000 | 532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,800,000 | 3,881,000 | 3,989,000 | 4,100,000 |
| Total capital | 4,048,000 | 4,129,000 | 4,238,000 | 4,349,000 |
| Risk-weighted assets | 23,512,000 | 25,168,000 | 25,865,000 | 26,562,000 |