Call reports 2024
CITIZENS BANK OF CHATSWORTH — 2024
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 41,117,000 | 39,795,000 | 42,475,000 | 40,266,000 |
| Total loans | 20,207,000 | 21,357,000 | 18,630,000 | 17,688,000 |
| Allowance for loan losses | 505,000 | 505,000 | 392,000 | 391,000 |
| Securities available for sale | 14,109,000 | 14,057,000 | 14,408,000 | 13,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,096,000 | 33,130,000 | 35,120,000 | 36,546,000 |
| Interest-bearing deposits | 25,554,000 | 26,101,000 | 28,107,000 | 28,794,000 |
| Noninterest-bearing deposits | 7,542,000 | 7,029,000 | 7,013,000 | 7,752,000 |
| Equity capital | 2,356,000 | 2,543,000 | 3,230,000 | 2,648,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 1,000,000 | 1,631,000 | 2,161,000 |
| Interest expense | 152,000 | 331,000 | 524,000 | 744,000 |
| Net interest income | 338,000 | 669,000 | 1,107,000 | 1,417,000 |
| Noninterest income | 20,000 | 38,000 | 60,000 | 83,000 |
| Noninterest expense | 339,000 | 677,000 | 1,022,000 | 1,352,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 19,000 | 30,000 | 145,000 | 148,000 |
| Income tax | 6,000 | 12,000 | 18,000 | 24,000 |
| Net income | 13,000 | 18,000 | 127,000 | 124,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,280,000 | 5,302,000 | 5,427,000 | 5,441,000 |
| Total capital | 5,606,000 | 5,625,000 | 5,729,000 | 5,734,000 |
| Risk-weighted assets | 25,903,000 | 25,697,000 | 24,050,000 | 23,329,000 |