Call reports 2023
CITIZENS BANK OF CHATSWORTH — 2023
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 39,556,000 | 37,889,000 | 36,668,000 | 38,746,000 |
| Total loans | 19,583,000 | 19,877,000 | 20,118,000 | 20,785,000 |
| Allowance for loan losses | 502,000 | 505,000 | 505,000 | 505,000 |
| Securities available for sale | 15,405,000 | 15,026,000 | 14,084,000 | 14,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,620,000 | 32,052,000 | 29,876,000 | 30,631,000 |
| Interest-bearing deposits | 28,625,000 | 24,727,000 | 22,692,000 | 22,696,000 |
| Noninterest-bearing deposits | 7,995,000 | 7,325,000 | 7,184,000 | 7,935,000 |
| Equity capital | 2,574,000 | 2,520,000 | 1,846,000 | 2,444,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 461,000 | 915,000 | 1,370,000 | 1,828,000 |
| Interest expense | 29,000 | 71,000 | 181,000 | 308,000 |
| Net interest income | 432,000 | 844,000 | 1,189,000 | 1,520,000 |
| Noninterest income | 18,000 | 42,000 | 89,000 | 134,000 |
| Noninterest expense | 394,000 | 775,000 | 1,149,000 | 1,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 56,000 | 111,000 | 129,000 | 156,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 53,000 | 105,000 | 120,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,110,000 | 5,180,000 | 5,212,000 | 5,251,000 |
| Total capital | 5,433,000 | 5,504,000 | 5,543,000 | 5,580,000 |
| Risk-weighted assets | 25,665,000 | 25,733,000 | 26,338,000 | 26,185,000 |