Call reports 2022
CITIZENS BANK OF CHATSWORTH — 2022
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 43,692,000 | 40,008,000 | 38,043,000 | 39,396,000 |
| Total loans | 18,568,000 | 17,978,000 | 18,495,000 | 19,221,000 |
| Allowance for loan losses | 477,000 | 477,000 | 501,000 | 502,000 |
| Securities available for sale | 16,012,000 | 16,525,000 | 15,765,000 | 15,499,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,978,000 | 36,958,000 | 35,352,000 | 36,676,000 |
| Interest-bearing deposits | 30,067,000 | 27,716,000 | 27,490,000 | 28,549,000 |
| Noninterest-bearing deposits | 8,911,000 | 9,242,000 | 7,862,000 | 8,127,000 |
| Equity capital | 4,348,000 | 2,771,000 | 2,366,000 | 2,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 473,000 | 932,000 | 1,327,000 | 1,711,000 |
| Interest expense | 17,000 | 36,000 | 54,000 | 76,000 |
| Net interest income | 456,000 | 896,000 | 1,273,000 | 1,635,000 |
| Noninterest income | 16,000 | 39,000 | 58,000 | 78,000 |
| Noninterest expense | 405,000 | 789,000 | 1,173,000 | 1,558,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 67,000 | 146,000 | 158,000 | 155,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 64,000 | 140,000 | 149,000 | 143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,913,000 | 5,006,000 | 5,032,000 | 5,041,000 |
| Total capital | 5,104,000 | 5,309,000 | 5,339,000 | 5,354,000 |
| Risk-weighted assets | 22,704,000 | 24,071,000 | 24,399,000 | 24,866,000 |