Call reports 2021
CITIZENS BANK OF CHATSWORTH — 2021
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 41,065,000 | 39,841,000 | 41,503,000 | 42,466,000 |
| Total loans | 28,614,000 | 28,820,000 | 25,417,000 | 22,288,000 |
| Allowance for loan losses | 436,000 | 540,000 | 550,000 | 476,000 |
| Securities available for sale | 7,198,000 | 6,574,000 | 6,057,000 | 15,230,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,050,000 | 34,998,000 | 35,518,000 | 36,604,000 |
| Interest-bearing deposits | 27,429,000 | 26,715,000 | 26,065,000 | 26,109,000 |
| Noninterest-bearing deposits | 8,621,000 | 8,283,000 | 9,453,000 | 10,495,000 |
| Equity capital | 4,017,000 | 4,187,000 | 5,243,000 | 5,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 392,000 | 735,000 | 1,143,000 | 1,688,000 |
| Interest expense | 28,000 | 53,000 | 72,000 | 89,000 |
| Net interest income | 364,000 | 682,000 | 1,071,000 | 1,599,000 |
| Noninterest income | 14,000 | 28,000 | 73,000 | 88,000 |
| Noninterest expense | 406,000 | 776,000 | 1,167,000 | 1,525,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Pretax income | -43,000 | -81,000 | -38,000 | 147,000 |
| Income tax | 0 | 0 | 0 | 15,000 |
| Net income | -43,000 | -81,000 | -38,000 | 132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,359,000 | 3,587,000 | 4,646,000 | 4,833,000 |
| Total capital | 3,629,000 | 3,843,000 | 4,898,000 | 5,114,000 |
| Risk-weighted assets | 21,413,000 | 20,226,000 | 19,887,000 | 22,285,000 |