Call reports 2020
CITIZENS BANK OF CHATSWORTH — 2020
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 33,115,000 | 42,589,000 | 41,594,000 | 40,142,000 |
| Total loans | 17,810,000 | 26,067,000 | 27,271,000 | 26,341,000 |
| Allowance for loan losses | 214,000 | 309,000 | 382,000 | 419,000 |
| Securities available for sale | 8,777,000 | 8,907,000 | 8,394,000 | 7,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,750,000 | 31,120,000 | 30,253,000 | 31,308,000 |
| Interest-bearing deposits | 23,973,000 | 25,276,000 | 24,383,000 | 24,441,000 |
| Noninterest-bearing deposits | 4,777,000 | 5,844,000 | 5,870,000 | 6,867,000 |
| Equity capital | 4,225,000 | 4,250,000 | 4,135,000 | 3,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 285,000 | 708,000 | 1,025,000 | 1,359,000 |
| Interest expense | 28,000 | 56,000 | 87,000 | 116,000 |
| Net interest income | 257,000 | 652,000 | 938,000 | 1,243,000 |
| Noninterest income | 27,000 | 48,000 | 69,000 | 86,000 |
| Noninterest expense | 478,000 | 923,000 | 1,355,000 | 1,778,000 |
| Provision for loan losses | 50,000 | 205,000 | 280,000 | 447,000 |
| Pretax income | -247,000 | -431,000 | -631,000 | -899,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -247,000 | -431,000 | -631,000 | -899,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,734,000 | 3,584,000 | 3,412,000 | 3,261,000 |
| Total capital | 3,948,000 | 3,864,000 | 3,712,000 | 3,556,000 |
| Risk-weighted assets | 23,046,000 | 22,341,000 | 23,932,000 | 23,441,000 |