Call reports 2019
CITIZENS BANK OF CHATSWORTH — 2019
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 31,275,000 | 31,205,000 | 31,184,000 | 33,360,000 |
| Total loans | 19,538,000 | 18,765,000 | 19,418,000 | 17,743,000 |
| Allowance for loan losses | 151,000 | 203,000 | 165,000 | 164,000 |
| Securities available for sale | 6,696,000 | 6,465,000 | 6,147,000 | 5,822,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,818,000 | 26,724,000 | 26,714,000 | 29,052,000 |
| Interest-bearing deposits | 22,141,000 | 21,551,000 | 22,137,000 | 24,026,000 |
| Noninterest-bearing deposits | 4,677,000 | 5,173,000 | 4,577,000 | 5,026,000 |
| Equity capital | 4,318,000 | 4,349,000 | 4,342,000 | 4,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 672,000 | 1,003,000 | 1,329,000 |
| Interest expense | 12,000 | 24,000 | 41,000 | 61,000 |
| Net interest income | 323,000 | 648,000 | 962,000 | 1,268,000 |
| Noninterest income | 23,000 | 53,000 | 85,000 | 121,000 |
| Noninterest expense | 421,000 | 819,000 | 1,173,000 | 1,551,000 |
| Provision for loan losses | 38,000 | 75,000 | 113,000 | 285,000 |
| Pretax income | -113,000 | -193,000 | -239,000 | -447,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -113,000 | -193,000 | -239,000 | -447,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,833,000 | 3,785,000 | 3,773,000 | 3,599,000 |
| Total capital | 3,984,000 | 3,988,000 | 3,938,000 | 3,763,000 |
| Risk-weighted assets | 24,185,000 | 23,726,000 | 23,906,000 | 22,588,000 |