Call reports 2018
CITIZENS BANK OF CHATSWORTH — 2018
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 31,640,000 | 30,212,000 | 31,550,000 | 31,804,000 |
| Total loans | 19,348,000 | 18,321,000 | 18,199,000 | 18,774,000 |
| Allowance for loan losses | 183,000 | 202,000 | 0 | 113,000 |
| Securities available for sale | 7,625,000 | 7,664,000 | 7,204,000 | 6,932,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,097,000 | 28,833,000 | 27,012,000 | 27,301,000 |
| Interest-bearing deposits | 25,500,000 | 24,075,000 | 22,573,000 | 22,205,000 |
| Noninterest-bearing deposits | 4,597,000 | 4,758,000 | 4,439,000 | 5,096,000 |
| Equity capital | 1,398,000 | 1,207,000 | 4,430,000 | 4,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 274,000 | 544,000 | 303,000 | 647,000 |
| Interest expense | 12,000 | 25,000 | 12,000 | 24,000 |
| Net interest income | 262,000 | 519,000 | 291,000 | 623,000 |
| Noninterest income | 28,000 | 56,000 | 407,000 | 112,000 |
| Noninterest expense | 313,000 | 740,000 | 317,000 | 719,000 |
| Provision for loan losses | 10,000 | 29,000 | 0 | 152,000 |
| Pretax income | -33,000 | -194,000 | 381,000 | -136,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -33,000 | -194,000 | 381,000 | -136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,703,000 | 1,541,000 | 4,023,000 | 3,912,000 |
| Total capital | 1,886,000 | 1,743,000 | 4,023,000 | 4,025,000 |
| Risk-weighted assets | 23,416,000 | 22,286,000 | 23,447,000 | 23,377,000 |