Call reports 2017
CITIZENS BANK OF CHATSWORTH — 2017
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 33,666,000 | 32,683,000 | 31,379,000 | 30,424,000 |
| Total loans | 22,392,000 | 22,464,000 | 21,497,000 | 20,592,000 |
| Allowance for loan losses | 261,000 | 260,000 | 261,000 | 188,000 |
| Securities available for sale | 8,762,000 | 7,962,000 | 8,036,000 | 7,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,748,000 | 30,375,000 | 29,006,000 | 28,685,000 |
| Interest-bearing deposits | 26,376,000 | 25,326,000 | 24,645,000 | 23,841,000 |
| Noninterest-bearing deposits | 5,372,000 | 5,049,000 | 4,361,000 | 4,844,000 |
| Equity capital | 1,788,000 | 1,788,000 | 1,715,000 | 1,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 299,000 | 612,000 | 908,000 | 1,186,000 |
| Interest expense | 14,000 | 27,000 | 40,000 | 52,000 |
| Net interest income | 285,000 | 585,000 | 868,000 | 1,134,000 |
| Noninterest income | 34,000 | 64,000 | 98,000 | 128,000 |
| Noninterest expense | 410,000 | 791,000 | 1,184,000 | 1,576,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | -91,000 | -144,000 | -220,000 | -324,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -91,000 | -144,000 | -220,000 | -324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,969,000 | 1,916,000 | 1,839,000 | 1,735,000 |
| Total capital | 2,230,000 | 2,176,000 | 2,100,000 | 1,923,000 |
| Risk-weighted assets | 25,732,000 | 23,891,000 | 24,267,000 | 23,707,000 |