Call reports 2016
CITIZENS BANK OF CHATSWORTH — 2016
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,699,000 | 34,942,000 | 33,617,000 | 33,892,000 |
| Total loans | 23,567,000 | 23,460,000 | 23,275,000 | 22,915,000 |
| Allowance for loan losses | 255,000 | 255,000 | 256,000 | 249,000 |
| Securities available for sale | 7,930,000 | 7,934,000 | 7,503,000 | 8,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,321,000 | 32,642,000 | 31,345,000 | 31,914,000 |
| Interest-bearing deposits | 28,060,000 | 27,972,000 | 26,270,000 | 26,415,000 |
| Noninterest-bearing deposits | 5,261,000 | 4,670,000 | 5,075,000 | 5,499,000 |
| Equity capital | 2,220,000 | 2,191,000 | 2,174,000 | 1,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 305,000 | 601,000 | 893,000 | 1,187,000 |
| Interest expense | 15,000 | 30,000 | 44,000 | 59,000 |
| Net interest income | 290,000 | 571,000 | 849,000 | 1,128,000 |
| Noninterest income | 37,000 | 74,000 | 122,000 | 158,000 |
| Noninterest expense | 399,000 | 769,000 | 1,125,000 | 1,553,000 |
| Provision for loan losses | -25,000 | -25,000 | -25,000 | -25,000 |
| Pretax income | -47,000 | -99,000 | -123,000 | -236,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -47,000 | -99,000 | -123,000 | -236,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,249,000 | 2,197,000 | 2,173,000 | 2,060,000 |
| Total capital | 2,504,000 | 2,452,000 | 2,429,000 | 2,309,000 |
| Risk-weighted assets | 26,755,000 | 26,469,000 | 26,248,000 | 26,127,000 |