Call reports 2015
CITIZENS BANK OF CHATSWORTH — 2015
What CITIZENS BANK OF CHATSWORTH reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 38,977,000 | 36,750,000 | 34,999,000 | 35,284,000 |
| Total loans | 26,318,000 | 25,488,000 | 25,754,000 | 26,226,000 |
| Allowance for loan losses | 454,000 | 450,000 | 459,000 | 459,000 |
| Securities available for sale | 8,533,000 | 7,730,000 | 6,443,000 | 6,201,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,224,000 | 34,189,000 | 32,510,000 | 32,916,000 |
| Interest-bearing deposits | 31,266,000 | 29,792,000 | 28,092,000 | 27,596,000 |
| Noninterest-bearing deposits | 4,958,000 | 4,397,000 | 4,418,000 | 5,320,000 |
| Equity capital | 2,624,000 | 2,492,000 | 2,394,000 | 2,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 329,000 | 657,000 | 980,000 | 1,294,000 |
| Interest expense | 19,000 | 36,000 | 51,000 | 67,000 |
| Net interest income | 310,000 | 621,000 | 929,000 | 1,227,000 |
| Noninterest income | 29,000 | 60,000 | 101,000 | 136,000 |
| Noninterest expense | 445,000 | 929,000 | 1,370,000 | 1,837,000 |
| Provision for loan losses | -25,000 | -25,000 | -25,000 | -25,000 |
| Pretax income | -81,000 | -223,000 | -308,000 | -442,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -81,000 | -223,000 | -308,000 | -442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,657,000 | 2,515,000 | 2,430,000 | 2,296,000 |
| Total capital | 3,024,000 | 2,869,000 | 2,786,000 | 2,657,000 |
| Risk-weighted assets | 29,370,000 | 28,220,000 | 28,393,000 | 28,784,000 |