Call reports 2025
LEE BANK & TRUST COMPANY — 2025
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 255,182,000 | 265,004,000 | 261,691,000 | 261,722,000 |
| Total loans | 124,969,000 | 126,527,000 | 132,955,000 | 134,031,000 |
| Allowance for loan losses | 2,890,000 | 2,797,000 | 2,800,000 | 2,845,000 |
| Securities available for sale | 101,442,000 | 107,700,000 | 111,642,000 | 114,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 221,929,000 | 232,286,000 | 221,088,000 | 226,064,000 |
| Interest-bearing deposits | 180,063,000 | 186,318,000 | 174,528,000 | 179,514,000 |
| Noninterest-bearing deposits | 41,866,000 | 45,968,000 | 46,560,000 | 46,550,000 |
| Equity capital | 30,543,000 | 30,215,000 | 31,970,000 | 32,135,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 3,469,000 | 7,011,000 | 10,698,000 | 14,383,000 |
| Interest expense | 1,625,000 | 3,322,000 | 4,905,000 | 6,395,000 |
| Net interest income | 1,844,000 | 3,689,000 | 5,793,000 | 7,988,000 |
| Noninterest income | 115,000 | 367,000 | 483,000 | 676,000 |
| Noninterest expense | 1,204,000 | 2,458,000 | 3,747,000 | 5,023,000 |
| Provision for loan losses | 60,000 | 100,000 | 130,000 | 190,000 |
| Pretax income | 692,000 | 1,737,000 | 2,629,000 | 3,681,000 |
| Income tax | 139,000 | 352,000 | 529,000 | 743,000 |
| Net income | 553,000 | 1,385,000 | 2,100,000 | 2,938,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,356,000 | 31,688,000 | 32,405,000 | 32,533,000 |
| Total capital | 33,125,000 | 33,482,000 | 34,325,000 | 34,464,000 |
| Risk-weighted assets | 140,446,000 | 142,566,000 | 152,728,000 | 153,615,000 |