Call reports 2024
LEE BANK & TRUST COMPANY — 2024
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 251,018,000 | 250,459,000 | 251,419,000 | 255,381,000 |
| Total loans | 128,730,000 | 127,341,000 | 124,974,000 | 123,326,000 |
| Allowance for loan losses | 2,704,000 | 2,745,000 | 2,802,000 | 2,855,000 |
| Securities available for sale | 94,048,000 | 101,985,000 | 104,418,000 | 107,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,542,000 | 218,440,000 | 217,547,000 | 223,013,000 |
| Interest-bearing deposits | 177,871,000 | 177,930,000 | 177,872,000 | 182,367,000 |
| Noninterest-bearing deposits | 41,671,000 | 40,510,000 | 39,675,000 | 40,646,000 |
| Equity capital | 28,856,000 | 29,560,000 | 31,322,000 | 29,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,524,000 | 7,073,000 | 10,707,000 | 14,257,000 |
| Interest expense | 1,500,000 | 3,066,000 | 4,680,000 | 6,218,000 |
| Net interest income | 2,024,000 | 4,007,000 | 6,027,000 | 8,039,000 |
| Noninterest income | 113,000 | 337,000 | 448,000 | 661,000 |
| Noninterest expense | 1,223,000 | 2,358,000 | 3,586,000 | 4,709,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 777,000 | 1,789,000 | 2,632,000 | 3,674,000 |
| Income tax | 155,000 | 361,000 | 531,000 | 728,000 |
| Net income | 622,000 | 1,428,000 | 2,101,000 | 2,946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,938,000 | 30,742,000 | 31,314,000 | 31,408,000 |
| Total capital | 32,207,000 | 33,083,000 | 33,650,000 | 33,715,000 |
| Risk-weighted assets | 181,102,000 | 186,898,000 | 186,461,000 | 184,030,000 |