Call reports 2023
LEE BANK & TRUST COMPANY — 2023
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 251,004,000 | 250,092,000 | 247,170,000 | 245,387,000 |
| Total loans | 131,173,000 | 133,285,000 | 130,613,000 | 129,846,000 |
| Allowance for loan losses | 2,320,000 | 2,426,000 | 2,515,000 | 2,604,000 |
| Securities available for sale | 93,817,000 | 97,770,000 | 96,020,000 | 90,988,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 223,618,000 | 222,582,000 | 212,829,000 | 214,789,000 |
| Interest-bearing deposits | 182,034,000 | 181,246,000 | 172,869,000 | 175,587,000 |
| Noninterest-bearing deposits | 41,584,000 | 41,336,000 | 39,960,000 | 39,202,000 |
| Equity capital | 26,765,000 | 27,078,000 | 27,343,000 | 28,203,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,815,000 | 5,895,000 | 9,220,000 | 12,998,000 |
| Interest expense | 855,000 | 2,032,000 | 3,340,000 | 4,811,000 |
| Net interest income | 1,960,000 | 3,863,000 | 5,880,000 | 8,187,000 |
| Noninterest income | 181,000 | 277,000 | 380,000 | 594,000 |
| Noninterest expense | 1,315,000 | 2,476,000 | 3,620,000 | 4,850,000 |
| Provision for loan losses | 60,000 | 150,000 | 240,000 | 330,000 |
| Pretax income | 766,000 | 1,167,000 | 1,997,000 | 3,198,000 |
| Income tax | 145,000 | 215,000 | 379,000 | 621,000 |
| Net income | 621,000 | 952,000 | 1,618,000 | 2,577,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,432,000 | 28,763,000 | 29,429,000 | 29,316,000 |
| Total capital | 30,195,000 | 30,781,000 | 31,586,000 | — |
| Risk-weighted assets | 140,476,000 | 161,022,000 | 172,182,000 | — |