Call reports 2022
LEE BANK & TRUST COMPANY — 2022
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 181,261,000 | 186,423,000 | 235,499,000 | 242,399,000 |
| Total loans | 123,125,000 | 122,069,000 | 123,086,000 | 132,747,000 |
| Allowance for loan losses | 2,087,000 | 2,158,000 | 2,209,000 | 2,263,000 |
| Securities available for sale | 37,151,000 | 50,628,000 | 83,538,000 | 92,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,890,000 | 160,642,000 | 209,947,000 | 216,452,000 |
| Interest-bearing deposits | 115,667,000 | 121,078,000 | 169,211,000 | 174,286,000 |
| Noninterest-bearing deposits | 39,224,000 | 39,565,000 | 40,736,000 | 42,166,000 |
| Equity capital | 24,902,000 | 24,496,000 | 24,058,000 | 24,517,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,526,000 | 3,123,000 | 5,063,000 | 7,647,000 |
| Interest expense | 91,000 | 214,000 | 598,000 | 1,346,000 |
| Net interest income | 1,435,000 | 2,909,000 | 4,465,000 | 6,301,000 |
| Noninterest income | 109,000 | 216,000 | 336,000 | 1,727,000 |
| Noninterest expense | 1,207,000 | 2,320,000 | 3,566,000 | 5,464,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 277,000 | 685,000 | 1,055,000 | 2,324,000 |
| Income tax | 52,000 | 131,000 | 196,000 | 439,000 |
| Net income | 225,000 | 554,000 | 859,000 | 1,885,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,696,000 | 27,024,000 | 27,230,000 | 27,811,000 |
| Total capital | 28,121,000 | 28,530,000 | 28,818,000 | 29,455,000 |
| Risk-weighted assets | 113,345,000 | 119,829,000 | 126,388,000 | 130,896,000 |