Call reports 2021
LEE BANK & TRUST COMPANY — 2021
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 169,081,000 | 170,744,000 | 168,208,000 | 183,984,000 |
| Total loans | 123,772,000 | 120,075,000 | 121,924,000 | 122,884,000 |
| Allowance for loan losses | 1,870,000 | 1,922,000 | 1,982,000 | 2,024,000 |
| Securities available for sale | 21,098,000 | 21,468,000 | 23,227,000 | 29,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,704,000 | 142,219,000 | 141,236,000 | 157,378,000 |
| Interest-bearing deposits | 100,638,000 | 105,675,000 | 104,266,000 | 117,330,000 |
| Noninterest-bearing deposits | 35,066,000 | 36,544,000 | 36,970,000 | 40,048,000 |
| Equity capital | 23,606,000 | 24,021,000 | 24,351,000 | 25,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,657,000 | 3,284,000 | 4,885,000 | 6,414,000 |
| Interest expense | 164,000 | 306,000 | 413,000 | 508,000 |
| Net interest income | 1,493,000 | 2,978,000 | 4,472,000 | 5,906,000 |
| Noninterest income | 40,000 | 152,000 | 270,000 | 446,000 |
| Noninterest expense | 1,204,000 | 2,363,000 | 3,554,000 | 4,722,000 |
| Provision for loan losses | 90,000 | 150,000 | 210,000 | 270,000 |
| Pretax income | 239,000 | 617,000 | 978,000 | 1,360,000 |
| Income tax | 43,000 | 117,000 | 187,000 | 263,000 |
| Net income | 196,000 | 500,000 | 791,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,103,000 | 26,407,000 | 26,697,000 | 26,470,000 |
| Total capital | 27,546,000 | 27,841,000 | 28,140,000 | 27,907,000 |
| Risk-weighted assets | 115,047,000 | 114,250,000 | 114,881,000 | 114,396,000 |