Call reports 2020
LEE BANK & TRUST COMPANY — 2020
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 145,741,000 | 164,463,000 | 161,126,000 | 169,918,000 |
| Total loans | 112,106,000 | 117,001,000 | 122,086,000 | 122,648,000 |
| Allowance for loan losses | 1,595,000 | 1,615,000 | 1,685,000 | 1,855,000 |
| Securities available for sale | 11,284,000 | 10,252,000 | 13,598,000 | 21,133,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,372,000 | 128,889,000 | 126,891,000 | 136,392,000 |
| Interest-bearing deposits | 90,426,000 | 96,161,000 | 96,605,000 | 104,121,000 |
| Noninterest-bearing deposits | 26,946,000 | 32,728,000 | 30,285,000 | 32,271,000 |
| Equity capital | 23,701,000 | 23,995,000 | 24,334,000 | 23,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,452,000 | 5,176,000 | 6,888,000 |
| Interest expense | 251,000 | 463,000 | 669,000 | 855,000 |
| Net interest income | 1,440,000 | 2,989,000 | 4,507,000 | 6,033,000 |
| Noninterest income | 476,000 | 557,000 | 668,000 | 898,000 |
| Noninterest expense | 1,202,000 | 2,362,000 | 3,518,000 | 4,697,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 340,000 |
| Pretax income | 684,000 | 1,094,000 | 1,507,000 | 1,894,000 |
| Income tax | 107,000 | 201,000 | 305,000 | 347,000 |
| Net income | 577,000 | 893,000 | 1,202,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,491,000 | 25,806,000 | 26,116,000 | 25,907,000 |
| Total capital | 26,772,000 | 27,193,000 | 27,540,000 | 27,338,000 |
| Risk-weighted assets | 102,200,000 | 110,718,000 | 113,640,000 | 114,089,000 |