Call reports 2018
LEE BANK & TRUST COMPANY — 2018
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 150,046,000 | 148,648,000 | 150,514,000 | 151,145,000 |
| Total loans | 114,503,000 | 116,996,000 | 114,450,000 | 111,047,000 |
| Allowance for loan losses | 1,790,000 | 1,819,000 | 1,881,000 | 1,640,000 |
| Securities available for sale | 15,891,000 | 17,367,000 | 18,464,000 | 19,556,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,268,000 | 123,812,000 | 125,223,000 | 126,039,000 |
| Interest-bearing deposits | 99,327,000 | 97,806,000 | 99,749,000 | 100,314,000 |
| Noninterest-bearing deposits | 26,942,000 | 26,006,000 | 25,474,000 | 25,725,000 |
| Equity capital | 21,630,000 | 21,934,000 | 22,245,000 | 22,414,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,639,000 | 3,340,000 | 5,066,000 | 6,827,000 |
| Interest expense | 180,000 | 386,000 | 630,000 | 912,000 |
| Net interest income | 1,459,000 | 2,954,000 | 4,436,000 | 5,915,000 |
| Noninterest income | 128,000 | 259,000 | 390,000 | 564,000 |
| Noninterest expense | 1,212,000 | 2,395,000 | 3,586,000 | 4,763,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 90,000 |
| Pretax income | 345,000 | 758,000 | 1,150,000 | 1,626,000 |
| Income tax | 42,000 | 146,000 | 223,000 | 331,000 |
| Net income | 303,000 | 612,000 | 927,000 | 1,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,405,000 | 23,714,000 | 24,028,000 | 23,890,000 |
| Total capital | 24,697,000 | 25,004,000 | 25,289,000 | 25,103,000 |
| Risk-weighted assets | 102,899,000 | 102,647,000 | 100,293,000 | 96,641,000 |