Call reports 2016
LEE BANK & TRUST COMPANY — 2016
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 158,683,000 | 155,928,000 | 156,139,000 | 157,324,000 |
| Total loans | 109,551,000 | 110,112,000 | 110,314,000 | 110,397,000 |
| Allowance for loan losses | 2,195,000 | 2,252,000 | 2,230,000 | 2,243,000 |
| Securities available for sale | 20,378,000 | 17,815,000 | 20,682,000 | 22,969,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,391,000 | 132,759,000 | 132,656,000 | 134,314,000 |
| Interest-bearing deposits | 112,426,000 | 109,099,000 | 108,672,000 | 110,359,000 |
| Noninterest-bearing deposits | 22,965,000 | 23,660,000 | 23,985,000 | 23,955,000 |
| Equity capital | 21,321,000 | 21,494,000 | 21,676,000 | 21,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,704,000 | 3,367,000 | 5,039,000 | 6,683,000 |
| Interest expense | 149,000 | 298,000 | 437,000 | 575,000 |
| Net interest income | 1,555,000 | 3,069,000 | 4,602,000 | 6,108,000 |
| Noninterest income | 97,000 | 231,000 | 369,000 | 496,000 |
| Noninterest expense | 1,213,000 | 2,442,000 | 3,673,000 | 4,794,000 |
| Provision for loan losses | 200,000 | 350,000 | 500,000 | 650,000 |
| Pretax income | 239,000 | 508,000 | 798,000 | 1,160,000 |
| Income tax | 69,000 | 127,000 | 214,000 | 349,000 |
| Net income | 170,000 | 381,000 | 584,000 | 811,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,708,000 | 22,865,000 | 23,067,000 | 22,663,000 |
| Total capital | 23,967,000 | 24,129,000 | 24,311,000 | 23,964,000 |
| Risk-weighted assets | 99,784,000 | 100,148,000 | 98,503,000 | 103,128,000 |