Call reports 2015
LEE BANK & TRUST COMPANY — 2015
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 154,646,000 | 152,535,000 | 152,944,000 | 155,433,000 |
| Total loans | 112,342,000 | 115,868,000 | 114,051,000 | 116,381,000 |
| Allowance for loan losses | 2,052,000 | 1,309,000 | 1,456,000 | 1,785,000 |
| Securities available for sale | 16,187,000 | 13,947,000 | 12,819,000 | 14,872,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,599,000 | 129,732,000 | 129,776,000 | 132,643,000 |
| Interest-bearing deposits | 108,756,000 | 107,619,000 | 106,775,000 | 109,186,000 |
| Noninterest-bearing deposits | 22,843,000 | 22,114,000 | 23,001,000 | 23,457,000 |
| Equity capital | 21,115,000 | 21,230,000 | 21,442,000 | 21,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,705,000 | 3,425,000 | 5,214,000 | 6,937,000 |
| Interest expense | 168,000 | 329,000 | 490,000 | 645,000 |
| Net interest income | 1,537,000 | 3,096,000 | 4,724,000 | 6,292,000 |
| Noninterest income | 136,000 | 79,000 | 243,000 | 303,000 |
| Noninterest expense | 1,179,000 | 2,360,000 | 3,575,000 | 4,685,000 |
| Provision for loan losses | 150,000 | 300,000 | 600,000 | 1,300,000 |
| Pretax income | 344,000 | 515,000 | 792,000 | 610,000 |
| Income tax | 102,000 | 149,000 | 227,000 | 153,000 |
| Net income | 242,000 | 366,000 | 565,000 | 457,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,521,000 | 22,645,000 | 22,843,000 | 22,538,000 |
| Total capital | 23,840,000 | 23,954,000 | 24,104,000 | 23,841,000 |
| Risk-weighted assets | 104,797,000 | 107,728,000 | 100,721,000 | 103,777,000 |