Call reports 2014
LEE BANK & TRUST COMPANY — 2014
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 160,378,000 | 155,802,000 | 153,817,000 | 160,183,000 |
| Total loans | 106,828,000 | 106,502,000 | 109,322,000 | 112,576,000 |
| Allowance for loan losses | 2,067,000 | 2,020,000 | 1,988,000 | 1,999,000 |
| Securities available for sale | 21,129,000 | 20,935,000 | 19,817,000 | 17,839,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,142,000 | 133,425,000 | 131,174,000 | 137,447,000 |
| Interest-bearing deposits | 116,782,000 | 111,722,000 | 110,079,000 | 114,948,000 |
| Noninterest-bearing deposits | 21,360,000 | 21,703,000 | 21,095,000 | 22,499,000 |
| Equity capital | 21,424,000 | 21,724,000 | 21,887,000 | 20,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,739,000 | 3,498,000 | 5,221,000 | 6,989,000 |
| Interest expense | 201,000 | 393,000 | 575,000 | 755,000 |
| Net interest income | 1,538,000 | 3,105,000 | 4,646,000 | 6,234,000 |
| Noninterest income | 158,000 | 320,000 | 405,000 | 638,000 |
| Noninterest expense | 1,192,000 | 2,388,000 | 3,634,000 | 4,804,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 354,000 | 737,000 | 967,000 | 1,468,000 |
| Income tax | 104,000 | 218,000 | 280,000 | 423,000 |
| Net income | 250,000 | 519,000 | 687,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,889,000 | 22,158,000 | 22,326,000 | 22,279,000 |
| Total capital | 23,251,000 | 23,510,000 | 23,700,000 | 23,687,000 |
| Risk-weighted assets | 108,273,000 | 107,492,000 | 109,286,000 | 112,049,000 |