Call reports 2013
LEE BANK & TRUST COMPANY — 2013
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 167,504,000 | 165,377,000 | 160,552,000 | 161,902,000 |
| Total loans | 114,298,000 | 111,339,000 | 110,155,000 | 108,515,000 |
| Allowance for loan losses | 2,043,000 | 2,135,000 | 2,150,000 | 2,367,000 |
| Securities available for sale | 15,420,000 | 16,727,000 | 16,577,000 | 20,150,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,451,000 | 143,013,000 | 137,977,000 | 139,843,000 |
| Interest-bearing deposits | 124,527,000 | 121,027,000 | 116,002,000 | 118,410,000 |
| Noninterest-bearing deposits | 20,924,000 | 21,986,000 | 21,976,000 | 21,434,000 |
| Equity capital | 20,576,000 | 20,828,000 | 20,991,000 | 21,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,968,000 | 3,870,000 | 5,739,000 | 7,566,000 |
| Interest expense | 260,000 | 506,000 | 744,000 | 961,000 |
| Net interest income | 1,708,000 | 3,364,000 | 4,995,000 | 6,605,000 |
| Noninterest income | 77,000 | 253,000 | 422,000 | 374,000 |
| Noninterest expense | 1,188,000 | 2,392,000 | 3,642,000 | 4,846,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 402,000 | 835,000 | 1,190,000 | 1,353,000 |
| Income tax | 116,000 | 244,000 | 346,000 | 393,000 |
| Net income | 286,000 | 591,000 | 844,000 | 960,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,528,000 | 21,814,000 | 22,076,000 | 21,639,000 |
| Total capital | 22,954,000 | 23,206,000 | 23,464,000 | 23,021,000 |
| Risk-weighted assets | 113,461,000 | 110,656,000 | 110,278,000 | 109,611,000 |