Call reports 2012
LEE BANK & TRUST COMPANY — 2012
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 177,256,000 | 171,303,000 | 166,842,000 | 168,967,000 |
| Total loans | 119,926,000 | 119,497,000 | 118,371,000 | 117,891,000 |
| Allowance for loan losses | 2,602,000 | 2,465,000 | 2,378,000 | 2,315,000 |
| Securities available for sale | 23,717,000 | 19,829,000 | 19,107,000 | 15,879,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 155,935,000 | 149,671,000 | 144,809,000 | 147,158,000 |
| Interest-bearing deposits | 134,964,000 | 128,454,000 | 124,529,000 | 128,165,000 |
| Noninterest-bearing deposits | 20,971,000 | 21,217,000 | 20,280,000 | 18,994,000 |
| Equity capital | 19,865,000 | 20,215,000 | 20,577,000 | 20,293,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,097,000 | 4,165,000 | 6,214,000 | 8,250,000 |
| Interest expense | 392,000 | 742,000 | 1,066,000 | 1,358,000 |
| Net interest income | 1,705,000 | 3,423,000 | 5,148,000 | 6,892,000 |
| Noninterest income | 174,000 | 204,000 | 366,000 | 331,000 |
| Noninterest expense | 1,166,000 | 2,325,000 | 3,488,000 | 4,628,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 518,000 | 912,000 | 1,441,000 | 1,815,000 |
| Income tax | 161,000 | 261,000 | 428,000 | 536,000 |
| Net income | 357,000 | 651,000 | 1,013,000 | 1,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,719,000 | 21,013,000 | 21,375,000 | 21,242,000 |
| Total capital | 22,236,000 | 22,496,000 | 22,828,000 | 22,712,000 |
| Risk-weighted assets | 120,305,000 | 117,684,000 | 115,337,000 | 116,725,000 |