Call reports 2011
LEE BANK & TRUST COMPANY — 2011
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 171,473,000 | 176,159,000 | 174,917,000 | 177,631,000 |
| Total loans | 124,168,000 | 125,528,000 | 124,157,000 | 125,313,000 |
| Allowance for loan losses | 2,181,000 | 2,272,000 | 2,331,000 | 2,467,000 |
| Securities available for sale | 20,451,000 | 21,742,000 | 22,543,000 | 23,625,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,644,000 | 155,052,000 | 153,686,000 | 156,254,000 |
| Interest-bearing deposits | 132,112,000 | 135,390,000 | 133,805,000 | 137,365,000 |
| Noninterest-bearing deposits | 18,532,000 | 19,662,000 | 19,881,000 | 18,889,000 |
| Equity capital | 19,830,000 | 20,182,000 | 20,283,000 | 19,582,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,124,000 | 4,256,000 | 6,443,000 | 8,611,000 |
| Interest expense | 594,000 | 1,144,000 | 1,657,000 | 2,113,000 |
| Net interest income | 1,530,000 | 3,112,000 | 4,786,000 | 6,498,000 |
| Noninterest income | 170,000 | 350,000 | 37,000 | -121,000 |
| Noninterest expense | 1,144,000 | 2,271,000 | 3,420,000 | 4,471,000 |
| Provision for loan losses | 195,000 | 390,000 | 585,000 | 780,000 |
| Pretax income | 361,000 | 801,000 | 818,000 | 1,126,000 |
| Income tax | 105,000 | 236,000 | 226,000 | 312,000 |
| Net income | 256,000 | 565,000 | 592,000 | 814,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,154,000 | 20,462,000 | 20,490,000 | 20,362,000 |
| Total capital | 21,672,000 | 22,039,000 | 22,050,000 | 21,903,000 |
| Risk-weighted assets | 120,776,000 | 125,436,000 | 124,038,000 | 122,352,000 |