Call reports 2010
LEE BANK & TRUST COMPANY — 2010
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 171,492,000 | 176,086,000 | 170,137,000 | 176,557,000 |
| Total loans | 134,140,000 | 134,149,000 | 131,442,000 | 125,939,000 |
| Allowance for loan losses | 1,957,000 | 1,573,000 | 2,325,000 | 2,180,000 |
| Securities available for sale | 14,485,000 | 16,385,000 | 16,811,000 | 21,135,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,995,000 | 154,554,000 | 149,163,000 | 155,997,000 |
| Interest-bearing deposits | 132,573,000 | 134,909,000 | 130,580,000 | 137,795,000 |
| Noninterest-bearing deposits | 17,422,000 | 19,645,000 | 18,583,000 | 18,202,000 |
| Equity capital | 20,280,000 | 20,479,000 | 19,880,000 | 19,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,196,000 | 4,398,000 | 6,616,000 | 8,805,000 |
| Interest expense | 741,000 | 1,484,000 | 2,218,000 | 2,899,000 |
| Net interest income | 1,455,000 | 2,914,000 | 4,398,000 | 5,906,000 |
| Noninterest income | -191,000 | 5,000 | 195,000 | -95,000 |
| Noninterest expense | 1,174,000 | 2,320,000 | 3,504,000 | 4,722,000 |
| Provision for loan losses | 150,000 | 390,000 | 1,930,000 | 2,355,000 |
| Pretax income | -60,000 | 209,000 | -841,000 | -1,266,000 |
| Income tax | -37,000 | 28,000 | -329,000 | -495,000 |
| Net income | -23,000 | 181,000 | -512,000 | -771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,680,000 | 20,865,000 | 20,172,000 | 19,907,000 |
| Total capital | 22,297,000 | 22,438,000 | 21,783,000 | 21,469,000 |
| Risk-weighted assets | 129,023,000 | 130,027,000 | 128,157,000 | 124,322,000 |