Call reports 2009
LEE BANK & TRUST COMPANY — 2009
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 164,166,000 | 167,720,000 | 161,896,000 | 166,985,000 |
| Total loans | 135,820,000 | 133,766,000 | 133,795,000 | 135,026,000 |
| Allowance for loan losses | 1,749,000 | 1,566,000 | 2,208,000 | 2,137,000 |
| Securities available for sale | 11,490,000 | 11,322,000 | 11,754,000 | 11,217,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 142,679,000 | 146,216,000 | 140,372,000 | 145,440,000 |
| Interest-bearing deposits | 126,695,000 | 129,593,000 | 123,144,000 | 127,912,000 |
| Noninterest-bearing deposits | 15,984,000 | 16,623,000 | 17,228,000 | 17,528,000 |
| Equity capital | 19,895,000 | 20,057,000 | 19,962,000 | 20,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,358,000 | 4,630,000 | 6,898,000 | 9,087,000 |
| Interest expense | 963,000 | 1,839,000 | 2,662,000 | 3,425,000 |
| Net interest income | 1,395,000 | 2,791,000 | 4,236,000 | 5,662,000 |
| Noninterest income | 167,000 | 354,000 | 541,000 | 429,000 |
| Noninterest expense | 1,136,000 | 2,295,000 | 3,514,000 | 4,600,000 |
| Provision for loan losses | 120,000 | 300,000 | 980,000 | 1,040,000 |
| Pretax income | 306,000 | 550,000 | 283,000 | 451,000 |
| Income tax | 86,000 | 154,000 | 43,000 | 82,000 |
| Net income | 220,000 | 396,000 | 240,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,795,000 | 20,932,000 | 20,775,000 | 20,704,000 |
| Total capital | 22,375,000 | 22,498,000 | 22,353,000 | 22,301,000 |
| Risk-weighted assets | 126,236,000 | 127,871,000 | 125,580,000 | 127,212,000 |