Call reports 2008
LEE BANK & TRUST COMPANY — 2008
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 160,918,000 | 161,493,000 | 160,487,000 | 166,186,000 |
| Total loans | 133,618,000 | 135,142,000 | 136,728,000 | 137,991,000 |
| Allowance for loan losses | 1,525,000 | 1,584,000 | 1,749,000 | 2,052,000 |
| Securities available for sale | 16,640,000 | 14,669,000 | 15,481,000 | 14,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,449,000 | 140,242,000 | 138,787,000 | 144,553,000 |
| Interest-bearing deposits | 123,304,000 | 123,620,000 | 122,313,000 | 128,437,000 |
| Noninterest-bearing deposits | 16,145,000 | 16,622,000 | 16,474,000 | 16,116,000 |
| Equity capital | 20,038,000 | 20,092,000 | 20,444,000 | 19,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,712,000 | 5,251,000 | 7,772,000 | 10,244,000 |
| Interest expense | 1,267,000 | 2,409,000 | 3,490,000 | 4,548,000 |
| Net interest income | 1,445,000 | 2,842,000 | 4,282,000 | 5,696,000 |
| Noninterest income | 201,000 | 486,000 | 688,000 | 866,000 |
| Noninterest expense | 1,111,000 | 2,203,000 | 3,321,000 | 4,462,000 |
| Provision for loan losses | 75,000 | 225,000 | 425,000 | 975,000 |
| Pretax income | 460,000 | 900,000 | 1,224,000 | 1,125,000 |
| Income tax | 114,000 | 275,000 | 349,000 | 288,000 |
| Net income | 346,000 | 625,000 | 875,000 | 837,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,574,000 | 20,813,000 | 21,063,000 | 20,576,000 |
| Total capital | 22,099,000 | 22,395,000 | 22,656,000 | 22,192,000 |
| Risk-weighted assets | 128,625,000 | 126,546,000 | 127,289,000 | 128,854,000 |