Call reports 2004
LEE BANK & TRUST COMPANY — 2004
What LEE BANK & TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 146,619,000 | 144,311,000 | 140,922,000 | 140,937,000 |
| Total loans | 119,788,000 | 114,670,000 | 116,337,000 | 112,933,000 |
| Allowance for loan losses | 1,112,000 | 1,141,000 | 1,187,000 | 1,263,000 |
| Securities available for sale | 15,049,000 | 17,220,000 | 17,291,000 | 16,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,993,000 | 125,863,000 | 120,611,000 | 121,435,000 |
| Interest-bearing deposits | 115,054,000 | 112,389,000 | 106,355,000 | 107,159,000 |
| Noninterest-bearing deposits | 12,939,000 | 13,474,000 | 14,257,000 | 14,276,000 |
| Equity capital | 18,034,000 | 18,141,000 | 18,767,000 | 18,137,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,149,000 | 4,277,000 | 6,425,000 | 8,576,000 |
| Interest expense | 623,000 | 1,220,000 | 1,812,000 | 2,415,000 |
| Net interest income | 1,526,000 | 3,057,000 | 4,613,000 | 6,161,000 |
| Noninterest income | 73,000 | 218,000 | 364,000 | 603,000 |
| Noninterest expense | 956,000 | 1,919,000 | 2,879,000 | 3,959,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 568,000 | 1,206,000 | 1,873,000 | 2,505,000 |
| Income tax | 151,000 | 370,000 | 549,000 | 757,000 |
| Net income | 417,000 | 836,000 | 1,324,000 | 1,748,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,591,000 | 17,969,000 | 18,458,000 | 17,932,000 |
| Total capital | 18,703,000 | 19,110,000 | 19,645,000 | 19,195,000 |
| Risk-weighted assets | 108,309,000 | 107,796,000 | 105,746,000 | 104,579,000 |
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