Call reports 2016
MARSEILLES BANK — 2016
What MARSEILLES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 55,805,000 | 56,080,000 | 59,325,000 | 58,285,000 |
| Total loans | 25,092,000 | 25,260,000 | 25,872,000 | 25,995,000 |
| Allowance for loan losses | 174,000 | 165,000 | 166,000 | 139,000 |
| Securities available for sale | 27,675,000 | 28,108,000 | 29,328,000 | 28,546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,707,000 | 49,788,000 | 52,712,000 | 52,478,000 |
| Interest-bearing deposits | 39,805,000 | 39,572,000 | 41,189,000 | 41,777,000 |
| Noninterest-bearing deposits | 9,902,000 | 10,216,000 | 11,523,000 | 10,701,000 |
| Equity capital | 5,878,000 | 6,057,000 | 6,353,000 | 5,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 540,000 | 1,078,000 | 1,624,000 | 2,175,000 |
| Interest expense | 64,000 | 127,000 | 193,000 | 267,000 |
| Net interest income | 476,000 | 951,000 | 1,431,000 | 1,908,000 |
| Noninterest income | 57,000 | 115,000 | 176,000 | 237,000 |
| Noninterest expense | 332,000 | 661,000 | 1,000,000 | 1,332,000 |
| Provision for loan losses | 7,000 | 13,000 | 19,000 | 24,000 |
| Pretax income | 194,000 | 392,000 | 588,000 | 789,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 1,000 |
| Net income | 193,000 | 390,000 | 585,000 | 788,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,284,000 | 5,380,000 | 5,750,000 | 5,838,000 |
| Total capital | 5,458,000 | 5,545,000 | 5,916,000 | 5,977,000 |
| Risk-weighted assets | 27,992,000 | 28,259,000 | 29,517,000 | 29,566,000 |