Call reports 2015
MARSEILLES BANK — 2015
What MARSEILLES BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 54,201,000 | 53,581,000 | 56,233,000 | 55,667,000 |
| Total loans | 22,308,000 | 22,732,000 | 23,200,000 | 24,313,000 |
| Allowance for loan losses | 171,000 | 161,000 | 176,000 | 165,000 |
| Securities available for sale | 26,921,000 | 27,878,000 | 28,123,000 | 28,111,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,480,000 | 48,123,000 | 50,339,000 | 49,997,000 |
| Interest-bearing deposits | 39,227,000 | 38,939,000 | 40,475,000 | 39,497,000 |
| Noninterest-bearing deposits | 9,253,000 | 9,184,000 | 9,864,000 | 10,500,000 |
| Equity capital | 5,516,000 | 5,226,000 | 5,641,000 | 5,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 500,000 | 1,012,000 | 1,542,000 | 2,087,000 |
| Interest expense | 61,000 | 123,000 | 185,000 | 249,000 |
| Net interest income | 439,000 | 889,000 | 1,357,000 | 1,838,000 |
| Noninterest income | 56,000 | 116,000 | 180,000 | 241,000 |
| Noninterest expense | 304,000 | 602,000 | 926,000 | 1,247,000 |
| Provision for loan losses | 9,000 | 16,000 | 20,000 | 25,000 |
| Pretax income | 182,000 | 387,000 | 591,000 | 807,000 |
| Income tax | 1,000 | 2,000 | 3,000 | 3,000 |
| Net income | 181,000 | 385,000 | 588,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,869,000 | 4,972,000 | 5,076,000 | 5,192,000 |
| Total capital | 5,040,000 | 5,133,000 | 5,252,000 | 5,357,000 |
| Risk-weighted assets | 22,194,000 | 26,287,000 | 27,094,000 | 27,433,000 |