Call reports 2026
ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION — 2026
What ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 729,383,000 | 721,796,000 |
| Total loans | 543,005,000 | 548,303,000 |
| Allowance for loan losses | 4,517,000 | 5,002,000 |
| Securities available for sale | 41,520,000 | 44,378,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 600,748,000 | 591,105,000 |
| Interest-bearing deposits | 466,004,000 | 455,734,000 |
| Noninterest-bearing deposits | 134,744,000 | 135,371,000 |
| Equity capital | 123,448,000 | 124,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,510,000 | 17,451,000 |
| Interest expense | 2,999,000 | 5,975,000 |
| Net interest income | 5,511,000 | 11,476,000 |
| Noninterest income | 200,000 | 385,000 |
| Noninterest expense | 3,607,000 | 7,109,000 |
| Provision for loan losses | 120,000 | 605,000 |
| Pretax income | 1,984,000 | 4,147,000 |
| Income tax | 595,000 | 1,290,000 |
| Net income | 1,389,000 | 2,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 122,367,000 | 123,384,000 |