Call reports 2023
ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION — 2023
What ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 700,624,000 | 695,949,000 | 718,751,000 | 742,330,000 |
| Total loans | 548,720,000 | 575,381,000 | 576,188,000 | 573,071,000 |
| Allowance for loan losses | 5,022,000 | 5,022,000 | 5,022,000 | 5,022,000 |
| Securities available for sale | 56,147,000 | 55,821,000 | 53,566,000 | 44,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 584,640,000 | 577,935,000 | 598,978,000 | 622,931,000 |
| Interest-bearing deposits | 435,188,000 | 429,004,000 | 442,104,000 | 479,449,000 |
| Noninterest-bearing deposits | 149,452,000 | 148,931,000 | 156,874,000 | 143,482,000 |
| Equity capital | 111,456,000 | 112,259,000 | 113,128,000 | 114,953,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,263,000 | 14,895,000 | 22,905,000 | 31,553,000 |
| Interest expense | 1,706,000 | 4,230,000 | 7,147,000 | 10,498,000 |
| Net interest income | 5,557,000 | 10,665,000 | 15,758,000 | 21,055,000 |
| Noninterest income | 170,000 | 446,000 | 632,000 | 815,000 |
| Noninterest expense | 3,458,000 | 6,671,000 | 9,831,000 | 12,170,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,269,000 | 4,440,000 | 6,559,000 | 9,700,000 |
| Income tax | 735,000 | 1,540,000 | 2,300,000 | 2,805,000 |
| Net income | 1,534,000 | 2,900,000 | 4,259,000 | 6,895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 111,502,000 | 112,417,000 | 113,325,000 | 114,530,000 |