Call reports 2022
ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION — 2022
What ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 743,570,000 | 713,765,000 | 714,454,000 | 705,700,000 |
| Total loans | 472,368,000 | 483,020,000 | 506,944,000 | 538,136,000 |
| Allowance for loan losses | 5,005,000 | 5,010,000 | 5,013,000 | 5,022,000 |
| Securities available for sale | 50,719,000 | 48,514,000 | 55,732,000 | 51,929,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,553,000 | 602,607,000 | 601,983,000 | 592,777,000 |
| Interest-bearing deposits | 438,421,000 | 423,060,000 | 419,150,000 | 417,797,000 |
| Noninterest-bearing deposits | 195,132,000 | 179,547,000 | 182,833,000 | 174,980,000 |
| Equity capital | 106,041,000 | 106,855,000 | 107,457,000 | 110,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,289,000 | 10,691,000 | 16,775,000 | 24,324,000 |
| Interest expense | 390,000 | 696,000 | 1,172,000 | 2,126,000 |
| Net interest income | 4,899,000 | 9,995,000 | 15,603,000 | 22,198,000 |
| Noninterest income | 204,000 | 412,000 | 605,000 | 785,000 |
| Noninterest expense | 3,222,000 | 6,262,000 | 9,493,000 | 11,767,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,881,000 | 4,145,000 | 6,715,000 | 11,216,000 |
| Income tax | 605,000 | 1,350,000 | 2,205,000 | 3,055,000 |
| Net income | 1,276,000 | 2,795,000 | 4,510,000 | 8,161,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,893,000 | 106,961,000 | 108,226,000 | 110,444,000 |