Call reports 2021
ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION — 2021
What ALBANY BANK & TRUST CO., NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 688,247,000 | 686,240,000 | 702,350,000 | 733,036,000 |
| Total loans | 452,649,000 | 463,758,000 | 467,541,000 | 480,514,000 |
| Allowance for loan losses | 5,034,000 | 5,043,000 | 5,050,000 | 5,066,000 |
| Securities available for sale | 48,836,000 | 50,541,000 | 49,650,000 | 46,400,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 582,391,000 | 579,227,000 | 594,116,000 | 625,777,000 |
| Interest-bearing deposits | 407,487,000 | 395,854,000 | 401,078,000 | 427,432,000 |
| Noninterest-bearing deposits | 174,904,000 | 183,373,000 | 193,038,000 | 198,345,000 |
| Equity capital | 103,945,000 | 104,719,000 | 105,491,000 | 106,257,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,836,000 | 9,835,000 | 15,018,000 | 20,079,000 |
| Interest expense | 555,000 | 1,055,000 | 1,531,000 | 1,990,000 |
| Net interest income | 4,281,000 | 8,780,000 | 13,487,000 | 18,089,000 |
| Noninterest income | 195,000 | 397,000 | 598,000 | 801,000 |
| Noninterest expense | 3,105,000 | 5,928,000 | 8,912,000 | 10,882,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,371,000 | 3,249,000 | 5,173,000 | 8,008,000 |
| Income tax | 420,000 | 1,020,000 | 1,640,000 | 2,225,000 |
| Net income | 951,000 | 2,229,000 | 3,533,000 | 5,783,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,506,000 | 103,333,000 | 104,186,000 | 105,085,000 |