Call reports 2025
BANK OF TESCOTT, THE — 2025
What BANK OF TESCOTT, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 506,590,000 | 622,409,000 | 595,352,000 | 639,380,000 |
| Total loans | 376,802,000 | 463,942,000 | 461,964,000 | 477,728,000 |
| Allowance for loan losses | 6,668,000 | 6,665,000 | 6,509,000 | 6,507,000 |
| Securities available for sale | 98,840,000 | 119,111,000 | 94,210,000 | 109,086,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,645,000 | 529,999,000 | 523,061,000 | 566,871,000 |
| Interest-bearing deposits | 388,689,000 | 446,084,000 | 463,446,000 | 492,903,000 |
| Noninterest-bearing deposits | 49,956,000 | 83,915,000 | 59,615,000 | 73,968,000 |
| Equity capital | 61,397,000 | 61,407,000 | 64,995,000 | 65,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 6,959,000 | 14,303,000 | 23,100,000 | 31,857,000 |
| Interest expense | 3,030,000 | 6,154,000 | 9,790,000 | 13,298,000 |
| Net interest income | 3,929,000 | 8,149,000 | 13,310,000 | 18,559,000 |
| Noninterest income | 381,000 | 954,000 | 1,340,000 | 1,755,000 |
| Noninterest expense | 2,480,000 | 5,285,000 | 8,724,000 | 12,227,000 |
| Provision for loan losses | 0 | 0 | -150,000 | -150,000 |
| Pretax income | 1,833,000 | 3,758,000 | 6,167,000 | 8,323,000 |
| Income tax | 37,000 | 93,000 | 165,000 | 200,000 |
| Net income | 1,796,000 | 3,665,000 | 6,002,000 | 8,123,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,023,000 | 63,656,000 | 65,334,000 | 65,950,000 |